Cost of Living in Jefferson City, MT

With a cost of living index of 95, Jefferson City, MT is slightly more affordable than average. Living here is 5% cheaper than the national average and 7% above the Montana state average of 89. Jefferson City is a small community of 446 residents.

The median household income in Jefferson City is $73,875, which is 2% lower than the national median of $75,149.

Climate is another factor for anyone considering a move to Jefferson City. The area sees an average annual temperature of 45.5°F, with summers averaging 67°F and winters around 25°F. Annual rainfall totals 11.4 inches spread over roughly 91 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Everyday prices in the Helena, MT (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.