Cost of Living in Fort Smith, MT: What You Need to Know

With a cost of living index of 83, Fort Smith, MT is a very affordable place to live. Living here is 17% cheaper than the national average and 5% below the Montana state average of 89. Fort Smith is a small community of 105 residents.

The median household income in Fort Smith is $52,292, which is 30% lower than the national median of $75,149. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Fort Smith. The area sees an average annual temperature of 48.2°F, with summers averaging 70°F and winters around 28°F. Annual rainfall totals 14.3 inches spread over roughly 97 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.

Housing

Median Home Value

$129,200

Median Monthly Housing Cost

$588/mo

Climate in Fort Smith

NOAA 30-year normals (1991-2020)

48.2°F

Avg Temperature

14.3"

Rainfall / Year

97d

Rainy Days / Year

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
High °F	36	39	49	57	67	77	87	86	74	59	46	36
Avg °F	27	29	38	46	55	65	73	72	61	48	36	28
Low °F	18	20	27	35	44	52	59	58	49	37	27	19
Rain"	0.6	0.6	0.9	1.7	2.4	2.2	1.2	0.9	1.4	1.4	0.6	0.6

Cost of Living in Fort Smith, MT