Cost of Living in Culbertson, MT

With a cost of living index of 82, Culbertson, MT is a very affordable place to live. Living here is 18% cheaper than the national average and 6% below the Montana state average of 89. Culbertson is a small community of 578 residents.

Housing costs are the biggest factor in Culbertson's cost of living. The median monthly rent is $1,044 (21% below the US median of $1,319), and the median home value sits at $218,800 (28% below the national median of $304,900). At current prices, the median home costs roughly 2.1x the median household income — well within traditional affordability guidelines.

The median household income in Culbertson is $103,750, which is 38% higher than the national median of $75,149. Residents spend roughly 12% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Culbertson. The area sees an average annual temperature of 40.5°F, with summers averaging 66°F and winters around 14°F. Annual rainfall totals 14.2 inches spread over roughly 105 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.