Cost of Living in Kirksville, MO

With a cost of living index of 68, Kirksville, MO is one of the most affordable cities in the country. Living here is 32% cheaper than the national average and 7% below the Missouri state average of 75. Kirksville is a smaller community of 17,493 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Kirksville's cost of living. The median monthly rent is $787 (40% below the US median of $1,319), and the median home value sits at $145,300 (52% below the national median of $304,900). At current prices, the median home costs roughly 3x the median household income — well within traditional affordability guidelines.

The median household income in Kirksville is $48,063, which is 36% lower than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.