Cost of Living in Sumner, MS

With a cost of living index of 68, Sumner, MS is one of the most affordable cities in the country. Living here is 32% cheaper than the national average and 3% below the Mississippi state average of 71. Sumner is a small community of 396 residents.

Housing costs are the biggest factor in Sumner's cost of living. The median monthly rent is $755 (43% below the US median of $1,319), and the median home value sits at $159,700 (48% below the national median of $304,900). At current prices, the median home costs roughly 2.6x the median household income — well within traditional affordability guidelines.

The median household income in Sumner is $60,417, which is 20% lower than the national median of $75,149. Residents spend roughly 15% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Sumner. The area sees an average annual temperature of 64°F, with summers averaging 81°F and winters around 47°F. Annual rainfall totals 51.8 inches spread over roughly 107 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.