Cost of Living in Moss Point, MS

With a cost of living index of 72, Moss Point, MS is one of the most affordable cities in the country. Living here is 28% cheaper than the national average and in line with the Mississippi state average. Moss Point is a smaller community of 12,066 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Moss Point's cost of living. The median monthly rent is $1,043 (21% below the US median of $1,319), and the median home value sits at $107,700 (65% below the national median of $304,900). At current prices, the median home costs roughly 2.3x the median household income — well within traditional affordability guidelines.

The median household income in Moss Point is $46,684, which is 38% lower than the national median of $75,149. Residents spend roughly 27% of household income on rent. This is near the 30% threshold that financial experts generally consider the upper limit of affordability. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Moss Point. The area sees an average annual temperature of 67.8°F, with summers averaging 81°F and winters around 54°F. Annual rainfall totals 61.7 inches spread over roughly 118 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Everyday prices in the Gulfport-Biloxi, MS (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.