Cost of Living in Heidelberg, MS

With a cost of living index of 70, Heidelberg, MS is one of the most affordable cities in the country. Living here is 30% cheaper than the national average and in line with the Mississippi state average. Heidelberg is a small community of 709 residents.

Housing costs are the biggest factor in Heidelberg's cost of living. The median monthly rent is $1,051 (20% below the US median of $1,319), and the median home value sits at $79,400 (74% below the national median of $304,900). At current prices, the median home costs roughly 1.5x the median household income — well within traditional affordability guidelines.

The median household income in Heidelberg is $52,722, which is 30% lower than the national median of $75,149. Residents spend roughly 24% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Heidelberg. The area sees an average annual temperature of 63.2°F, with summers averaging 79°F and winters around 47°F. Annual rainfall totals 58.2 inches spread over roughly 115 days. The mild climate is a draw for many residents and keeps utility costs moderate year-round.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.