Cost of Living in Bluffton, MN

With a cost of living index of 74, Bluffton, MN is one of the most affordable cities in the country. Living here is 26% cheaper than the national average and 8% below the Minnesota state average of 82. Bluffton is a small community of 260 residents.

Housing costs are the biggest factor in Bluffton's cost of living. The median monthly rent is $858 (35% below the US median of $1,319), and the median home value sits at $176,000 (42% below the national median of $304,900). At current prices, the median home costs roughly 2x the median household income — well within traditional affordability guidelines.

The median household income in Bluffton is $87,000, which is 16% higher than the national median of $75,149. Residents spend roughly 12% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.