Cost of Living in Middletown, MI

With a cost of living index of 66, Middletown, MI is one of the most affordable cities in the country. Living here is 34% cheaper than the national average and 12% below the Michigan state average of 78. Middletown is a small community of 603 residents.

Housing costs are the biggest factor in Middletown's cost of living. The median monthly rent is $870 (34% below the US median of $1,319), and the median home value sits at $85,300 (72% below the national median of $304,900). At current prices, the median home costs roughly 1.8x the median household income — well within traditional affordability guidelines.

The median household income in Middletown is $46,700, which is 38% lower than the national median of $75,149. Residents spend roughly 22% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.