Cost of Living in Sturbridge, MA

With a cost of living index of 120, Sturbridge, MA is a notably expensive place to live. Living here is 20% more expensive than the national average and 9% below the Massachusetts state average of 129. Sturbridge is a small community of 2,277 residents.

Housing costs are the biggest factor in Sturbridge's cost of living. The median monthly rent is $1,682 (28% above the US median of $1,319), and the median home value sits at $404,700 (33% above the national median of $304,900). At current prices, the median home costs roughly 3.1x the median household income — a moderately affordable ratio by today's standards.

The median household income in Sturbridge is $129,413, which is 72% higher than the national median of $75,149. Residents spend roughly 16% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. While incomes are above average, they more than offset the higher cost of living.

Climate is another factor for anyone considering a move to Sturbridge. The area sees an average annual temperature of 48.1°F, with summers averaging 68°F and winters around 27°F. Annual rainfall totals 48.3 inches spread over roughly 138 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Everyday prices in the Worcester, MA (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 5 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.