Cost of Living in Northfield, MA

With a cost of living index of 93, Northfield, MA is slightly more affordable than average. Living here is 7% cheaper than the national average and 37% below the Massachusetts state average of 129. Northfield is a small community of 908 residents.

Housing costs are the biggest factor in Northfield's cost of living. The median monthly rent is $1,071 (19% below the US median of $1,319), and the median home value sits at $279,300 (8% below the national median of $304,900). At current prices, the median home costs roughly 3.7x the median household income — a moderately affordable ratio by today's standards.

The median household income in Northfield is $74,875, which is 0% higher than the national median of $75,149. Residents spend roughly 17% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Northfield. The area sees an average annual temperature of 48.3°F, with summers averaging 70°F and winters around 26°F. Annual rainfall totals 42.2 inches spread over roughly 146 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.