Cost of Living in Secretary, MD

With a cost of living index of 85, Secretary, MD is a very affordable place to live. Living here is 15% cheaper than the national average and 34% below the Maryland state average of 119. Secretary is a small community of 598 residents.

Housing costs are the biggest factor in Secretary's cost of living. The median monthly rent is $1,135 (14% below the US median of $1,319), and the median home value sits at $172,100 (44% below the national median of $304,900). At current prices, the median home costs roughly 2.5x the median household income — well within traditional affordability guidelines.

The median household income in Secretary is $68,333, which is 9% lower than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Secretary. The area sees an average annual temperature of 56.9°F, with summers averaging 75°F and winters around 39°F. Annual rainfall totals 47.5 inches spread over roughly 122 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.