Cost of Living in Whitesburg, KY

With a cost of living index of 60, Whitesburg, KY is one of the most affordable cities in the country. Living here is 40% cheaper than the national average and 18% below the Kentucky state average of 78. Whitesburg is a small community of 1,998 residents.

Housing costs are the biggest factor in Whitesburg's cost of living. The median monthly rent is $619 (53% below the US median of $1,319), and the median home value sits at $111,300 (63% below the national median of $304,900). At current prices, the median home costs roughly 3.5x the median household income — a moderately affordable ratio by today's standards.

The median household income in Whitesburg is $31,875, which is 58% lower than the national median of $75,149. Residents spend roughly 23% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.