Cost of Living in Middletown, KY

With a cost of living index of 100, Middletown, KY is right around the national average in cost. Living here is 0% more expensive than the national average and 22% above the Kentucky state average of 78. Middletown is a smaller community of 9,622 residents, where everyday costs can differ substantially from nearby larger cities.

Housing costs are the biggest factor in Middletown's cost of living. The median monthly rent is $1,423 (8% above the US median of $1,319), and the median home value sits at $298,900 (2% below the national median of $304,900). At current prices, the median home costs roughly 4x the median household income — a moderately affordable ratio by today's standards.

The median household income in Middletown is $74,129, which is 1% lower than the national median of $75,149. Residents spend roughly 23% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Everyday prices in the Louisville/Jefferson County, KY-IN (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.