Cost of Living in Livingston, KY

With a cost of living index of 50, Livingston, KY is one of the most affordable cities in the country. Living here is 50% cheaper than the national average and 28% below the Kentucky state average of 78. Livingston is a small community of 155 residents.

Housing costs are the biggest factor in Livingston's cost of living. The median monthly rent is $394 (70% below the US median of $1,319), and the median home value sits at $70,800 (77% below the national median of $304,900). At current prices, the median home costs roughly 2.5x the median household income — well within traditional affordability guidelines.

The median household income in Livingston is $28,750, which is 62% lower than the national median of $75,149. Residents spend roughly 16% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.