Cost of Living in Germantown, KY

With a cost of living index of 81, Germantown, KY is a very affordable place to live. Living here is 19% cheaper than the national average and 3% above the Kentucky state average of 78. Germantown is a small community of 224 residents.

The median household income in Germantown is $86,250, which is 15% higher than the national median of $75,149.

Everyday prices in the Cincinnati, OH-KY-IN (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.