Cost of Living in Humboldt, KS

With a cost of living index of 55, Humboldt, KS is one of the most affordable cities in the country. Living here is 45% cheaper than the national average and 16% below the Kansas state average of 72. Humboldt is a small community of 1,956 residents.

Housing costs are the biggest factor in Humboldt's cost of living. The median monthly rent is $552 (58% below the US median of $1,319), and the median home value sits at $91,600 (70% below the national median of $304,900). At current prices, the median home costs roughly 2.1x the median household income — well within traditional affordability guidelines.

The median household income in Humboldt is $43,558, which is 42% lower than the national median of $75,149. Residents spend roughly 15% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Humboldt. The area sees an average annual temperature of 58°F, with summers averaging 79°F and winters around 36°F. Annual rainfall totals 40.7 inches spread over roughly 99 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.