Cost of Living in Howard, KS

With a cost of living index of 49, Howard, KS is one of the most affordable cities in the country. Living here is 51% cheaper than the national average and 22% below the Kansas state average of 72. Howard is a small community of 553 residents.

Housing costs are the biggest factor in Howard's cost of living. The median monthly rent is $447 (66% below the US median of $1,319), and the median home value sits at $53,400 (82% below the national median of $304,900). At current prices, the median home costs roughly 1x the median household income — well within traditional affordability guidelines.

The median household income in Howard is $53,125, which is 29% lower than the national median of $75,149. Residents spend roughly 10% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Howard. The area sees an average annual temperature of 58°F, with summers averaging 79°F and winters around 37°F. Annual rainfall totals 37.9 inches spread over roughly 92 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.