Cost of Living in Girard, KS

With a cost of living index of 62, Girard, KS is one of the most affordable cities in the country. Living here is 38% cheaper than the national average and 9% below the Kansas state average of 72. Girard is a small community of 2,706 residents.

Housing costs are the biggest factor in Girard's cost of living. The median monthly rent is $795 (40% below the US median of $1,319), and the median home value sits at $84,500 (72% below the national median of $304,900). At current prices, the median home costs roughly 2x the median household income — well within traditional affordability guidelines.

The median household income in Girard is $41,629, which is 45% lower than the national median of $75,149. Residents spend roughly 23% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Girard. The area sees an average annual temperature of 56.7°F, with summers averaging 76°F and winters around 36°F. Annual rainfall totals 45.8 inches spread over roughly 107 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.