Cost of Living in Garfield, KS

With a cost of living index of 55, Garfield, KS is one of the most affordable cities in the country. Living here is 45% cheaper than the national average and 16% below the Kansas state average of 72. Garfield is a small community of 109 residents.

Housing costs are the biggest factor in Garfield's cost of living. The median monthly rent is $588 (55% below the US median of $1,319), and the median home value sits at $78,300 (74% below the national median of $304,900). At current prices, the median home costs roughly 1.2x the median household income — well within traditional affordability guidelines.

The median household income in Garfield is $66,250, which is 12% lower than the national median of $75,149. Residents spend roughly 11% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Garfield. The area sees an average annual temperature of 55.9°F, with summers averaging 78°F and winters around 34°F. Annual rainfall totals 22 inches spread over roughly 74 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.