Cost of Living in Ventura, IA

With a cost of living index of 91, Ventura, IA is slightly more affordable than average. Living here is 9% cheaper than the national average and 20% above the Iowa state average of 71. Ventura is a small community of 708 residents.

Housing costs are the biggest factor in Ventura's cost of living. The median monthly rent is $1,016 (23% below the US median of $1,319), and the median home value sits at $344,800 (13% above the national median of $304,900). At current prices, the median home costs roughly 4.1x the median household income — a moderately affordable ratio by today's standards.

The median household income in Ventura is $83,125, which is 11% higher than the national median of $75,149. Residents spend roughly 15% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to Ventura. The area sees an average annual temperature of 45.6°F, with summers averaging 70°F and winters around 19°F. Annual rainfall totals 36.3 inches spread over roughly 116 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.