Cost of Living in St. Ansgar, IA

With a cost of living index of 72, St. Ansgar, IA is one of the most affordable cities in the country. Living here is 28% cheaper than the national average and in line with the Iowa state average. St. Ansgar is a small community of 1,156 residents.

Housing costs are the biggest factor in St. Ansgar's cost of living. The median monthly rent is $940 (29% below the US median of $1,319), and the median home value sits at $143,800 (53% below the national median of $304,900). At current prices, the median home costs roughly 1.9x the median household income — well within traditional affordability guidelines.

The median household income in St. Ansgar is $75,208, which is 0% higher than the national median of $75,149. Residents spend roughly 15% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Climate is another factor for anyone considering a move to St. Ansgar. The area sees an average annual temperature of 45.6°F, with summers averaging 70°F and winters around 19°F. Annual rainfall totals 36.3 inches spread over roughly 116 days. Cold winters mean higher heating bills, an important cost-of-living consideration.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.