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Cost of Living in Bernard, IA

Population: 101 | Iowa

85
Cost of Living Index
US Average = 100

Bernard is 15% less expensive than the national average.

100
Housing
54
Home Values
89
Regional Price

Cost of Living in Bernard, IA: What You Need to Know

With a cost of living index of 85, Bernard, IA is a very affordable place to live. Living here is 15% cheaper than the national average and 14% above the Iowa state average of 71. Bernard is a small community of 101 residents.

The median household income in Bernard is $63,750, which is 15% lower than the national median of $75,149. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Everyday prices in the Dubuque, IA (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.

Income

Median Household Income
$63,750
vs US Median ($75,149)
-15%

Housing

Median Home Value
$165,600
Median Monthly Housing Cost
$888/mo

Everyday Prices in Bernard

BLS Average Prices for the Dubuque, IA (Metropolitan Statistical Area) area

$2.96
Gasoline (regular)
per gallon
-3% vs US
🥚
$2.42
Eggs (grade A, large)
per dozen
-3% vs US
🥛
$3.89
Milk (whole)
per gallon
-3% vs US
🍞
$1.79
Bread (white)
per lb
-3% vs US
🍗
$4.00
Chicken breast
per lb
-3% vs US
$0.16
Electricity
per kWh
-15% vs US

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