Cost of Living in La Crosse, IN

With a cost of living index of 74, La Crosse, IN is one of the most affordable cities in the country. Living here is 26% cheaper than the national average and 4% below the Indiana state average of 78. La Crosse is a small community of 640 residents.

Housing costs are the biggest factor in La Crosse's cost of living. The median monthly rent is $1,047 (21% below the US median of $1,319), and the median home value sits at $125,000 (59% below the national median of $304,900). At current prices, the median home costs roughly 2x the median household income — well within traditional affordability guidelines.

The median household income in La Crosse is $63,500, which is 16% lower than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Everyday prices in the Michigan City-La Porte, IN (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.