Cost of Living in Kinderhook, IL

With a cost of living index of 60, Kinderhook, IL is one of the most affordable cities in the country. Living here is 40% cheaper than the national average and 20% below the Illinois state average of 80. Kinderhook is a small community of 245 residents.

Housing costs are the biggest factor in Kinderhook's cost of living. The median monthly rent is $663 (50% below the US median of $1,319), and the median home value sits at $76,700 (75% below the national median of $304,900). At current prices, the median home costs roughly 1.3x the median household income — well within traditional affordability guidelines.

The median household income in Kinderhook is $59,500, which is 21% lower than the national median of $75,149. Residents spend roughly 13% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Kinderhook. The area sees an average annual temperature of 53°F, with summers averaging 75°F and winters around 30°F. Annual rainfall totals 36.4 inches spread over roughly 109 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.