Cost of Living in Findlay, IL

With a cost of living index of 67, Findlay, IL is one of the most affordable cities in the country. Living here is 33% cheaper than the national average and 13% below the Illinois state average of 80. Findlay is a small community of 671 residents.

Housing costs are the biggest factor in Findlay's cost of living. The median monthly rent is $842 (36% below the US median of $1,319), and the median home value sits at $90,800 (70% below the national median of $304,900). At current prices, the median home costs roughly 1.6x the median household income — well within traditional affordability guidelines.

The median household income in Findlay is $55,625, which is 26% lower than the national median of $75,149. Residents spend roughly 18% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Findlay. The area sees an average annual temperature of 53.1°F, with summers averaging 74°F and winters around 30°F. Annual rainfall totals 36.4 inches spread over roughly 118 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.