Cost of Living in Coeur d'Alene, ID

With a cost of living index of 111, Coeur d'Alene, ID is somewhat more expensive than average. Living here is 11% more expensive than the national average and 25% above the Idaho state average of 87. With a population of 55,558, Coeur d'Alene is a mid-sized community that balances access to services with a more manageable cost of living compared to larger metros.

Housing costs are the biggest factor in Coeur d'Alene's cost of living. The median monthly rent is $1,328 (1% above the US median of $1,319), and the median home value sits at $451,600 (48% above the national median of $304,900). At current prices, the median home costs roughly 6.4x the median household income — a challenging ratio that puts homeownership out of reach for many residents.

The median household income in Coeur d'Alene is $70,845, which is 6% lower than the national median of $75,149. Residents spend roughly 22% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum.

Everyday prices in the Coeur d'Alene, ID (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.