Cost of Living in McCaysville, GA

With a cost of living index of 66, McCaysville, GA is one of the most affordable cities in the country. Living here is 34% cheaper than the national average and 16% below the Georgia state average of 82. McCaysville is a small community of 1,571 residents.

Housing costs are the biggest factor in McCaysville's cost of living. The median monthly rent is $776 (41% below the US median of $1,319), and the median home value sits at $112,500 (63% below the national median of $304,900). At current prices, the median home costs roughly 2.5x the median household income — well within traditional affordability guidelines.

The median household income in McCaysville is $45,625, which is 39% lower than the national median of $75,149. Residents spend roughly 20% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to McCaysville. The area sees an average annual temperature of 61.9°F, with summers averaging 79°F and winters around 44°F. Annual rainfall totals 55 inches spread over roughly 123 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.