Cost of Living in Clayton, GA

With a cost of living index of 78, Clayton, GA is a very affordable place to live. Living here is 22% cheaper than the national average and 4% below the Georgia state average of 82. Clayton is a small community of 2,420 residents.

Housing costs are the biggest factor in Clayton's cost of living. The median monthly rent is $868 (34% below the US median of $1,319), and the median home value sits at $228,100 (25% below the national median of $304,900). At current prices, the median home costs roughly 3.9x the median household income — a moderately affordable ratio by today's standards.

The median household income in Clayton is $57,802, which is 23% lower than the national median of $75,149. Residents spend roughly 18% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Clayton. The area sees an average annual temperature of 61.4°F, with summers averaging 78°F and winters around 45°F. Annual rainfall totals 49 inches spread over roughly 127 days.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.