Cost of Living in Baldwin, GA

With a cost of living index of 78, Baldwin, GA is a very affordable place to live. Living here is 22% cheaper than the national average and 5% below the Georgia state average of 82. Baldwin is a small community of 3,728 residents.

Housing costs are the biggest factor in Baldwin's cost of living. The median monthly rent is $977 (26% below the US median of $1,319), and the median home value sits at $174,700 (43% below the national median of $304,900). At current prices, the median home costs roughly 3.2x the median household income — a moderately affordable ratio by today's standards.

The median household income in Baldwin is $54,741, which is 27% lower than the national median of $75,149. Residents spend roughly 21% of household income on rent. This is a comfortable ratio, well below the 30% threshold that financial experts recommend as a maximum. Lower incomes here are balanced by the significantly lower cost of living, stretching each dollar further.

Climate is another factor for anyone considering a move to Baldwin. The area sees an average annual temperature of 61.2°F, with summers averaging 77°F and winters around 44°F. Annual rainfall totals 52.4 inches spread over roughly 128 days.

Everyday prices in the Gainesville, GA (Metropolitan Statistical Area) metro area are generally below the national average. Out of 6 common items tracked by the Bureau of Labor Statistics, 6 are priced lower than the US average. These real-world prices — from groceries to electricity — add up and should be factored into any cost of living comparison.

Data sources: US Census Bureau (ACS 2023), Zillow Home Values, HUD Fair Market Rents, BEA Regional Price Parities, BLS Average Prices, and NOAA Climate Normals. Updated monthly.