White Oak, TX vs White Settlement, TX

White Oak, TX and White Settlement, TX have a very similar cost of living, with only a 4.6% difference in their overall index. White Oak scores 84 while White Settlement scores 88 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in White Oak is $1,134/month compared to $1,227/month in White Settlement — a 8% difference. Interestingly, home values tell a different story: while White Oak has cheaper rent, White Settlement actually has lower median home values ($176,500 vs $219,200).

Median household income in White Oak is $95,193 compared to $56,472 in White Settlement (+68.6%). White Oak offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of White Oak spend roughly 14.3% of their income on rent, less than the 26.1% in White Settlement.