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Waterford, WI vs Whitewater, WI

98
Waterford
Wisconsin
VS
+23.3%
79
Whitewater
Wisconsin

There is a significant gap in the cost of living between these two cities. Whitewater is 23.3% cheaper than Waterford. With a cost index of 79 vs 98, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Whitewater to Waterford should plan for substantially higher expenses across most categories.

On the housing front, median rent in Waterford is $1,278/month compared to $985/month in Whitewater — a 30% difference. Home values follow the same pattern: Whitewater is more affordable at $211,800 median vs $312,700.

Median household income in Waterford is $80,380 compared to $49,000 in Whitewater (+64%). While Waterford is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Waterford spend roughly 19.1% of their income on rent, less than the 24.1% in Whitewater.

Income & Cost

Cost of Living Index
Waterford
98
Whitewater
79
19% cheaper
Median Household Income
Waterford
$80,380
39% higher
Whitewater
$49,000

Housing

Median Rent
Waterford
$1,278
Whitewater
$985
23% cheaper
Median Home Value
Waterford
$312,700
Whitewater
$211,800
32% cheaper
Population
Waterford
5,627
Whitewater
15,705

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Waterford $2.88
Whitewater $2.88
US $3.07
🥚
Eggs (grade A, large)
Waterford $2.35
Whitewater $2.35
US $2.50
🥛
Milk (whole)
Waterford $3.78
Whitewater $3.78
US $4.03
🍞
Bread (white)
Waterford $1.74
Whitewater $1.74
US $1.85
🍗
Chicken breast
Waterford $3.89
Whitewater $3.89
US $4.14
Electricity
Waterford $0.17
Whitewater $0.17
US $0.19