Waikoloa Village, HI vs Wailua, HI

Waikoloa Village, HI and Wailua, HI have a very similar cost of living, with only a 1.4% difference in their overall index. Waikoloa Village scores 162 while Wailua scores 165 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Waikoloa Village is $2,259/month compared to $2,272/month in Wailua — a 1% difference. Home values follow the same pattern: Waikoloa Village is more affordable at $674,100 median vs $697,300.

Median household income in Waikoloa Village is $92,713 compared to $68,548 in Wailua (+35.3%). Waikoloa Village offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Waikoloa Village spend roughly 29.2% of their income on rent, less than the 39.8% in Wailua. The Waikoloa Village ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.