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Urbana, IL vs Western Springs, IL

76
Urbana
Illinois
VS
-49.8%
151
Western Springs
Illinois

The cost of living difference between Urbana, IL and Western Springs, IL is dramatic. Urbana is 49.8% cheaper than Western Springs, a gap that translates to thousands of dollars per year in household expenses. Urbana has a cost index of 76 while Western Springs sits at 151, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Urbana is $951/month compared to $1,932/month in Western Springs — a 51% difference. Home values follow the same pattern: Urbana is more affordable at $186,300 median vs $691,300.

Median household income in Urbana is $45,854 compared to $218,839 in Western Springs (-79%). While Western Springs is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Urbana spend roughly 24.9% of their income on rent, more than the 10.6% in Western Springs.

Climate-wise, both cities share similar average temperatures (52.5°F vs 52.1°F). Urbana receives more rainfall at 37" per year compared to 34.4" in Western Springs.

Income & Cost

Cost of Living Index
Urbana
76
50% cheaper
Western Springs
151
Median Household Income
Urbana
$45,854
Western Springs
$218,839
79% higher

Housing

Median Rent
Urbana
$951
51% cheaper
Western Springs
$1,932
Median Home Value
Urbana
$186,300
73% cheaper
Western Springs
$691,300
Population
Urbana
38,447
Western Springs
13,353

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Urbana $2.85
Western Springs $3.20
US $3.07
🥚
Eggs (grade A, large)
Urbana $2.33
Western Springs $2.61
US $2.50
🥛
Milk (whole)
Urbana $3.75
Western Springs $4.20
US $4.03
🍞
Bread (white)
Urbana $1.72
Western Springs $1.93
US $1.85
🍗
Chicken breast
Urbana $3.86
Western Springs $4.32
US $4.14
Electricity
Urbana $0.17
Western Springs $0.15
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Urbana 52.5°F
Western Springs 52.1°F
Summer High
Urbana 85°F
Western Springs 85°F
Winter Low
Urbana 18°F
Western Springs 19°F
Rainfall
Urbana 37"
Western Springs 34.4"
Rainy Days
Urbana 122d
Western Springs 121d