Upton, KY vs Warsaw, KY

Upton is moderately more affordable than Warsaw, with a 5.3% lower cost of living index. Upton scores 66 compared to 70 for Warsaw, where the US average is 100. This difference means residents of Warsaw can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Upton is $809/month compared to $768/month in Warsaw — a 5% difference. Interestingly, home values tell a different story: while Warsaw has cheaper rent, Upton actually has lower median home values ($131,300 vs $168,400).

Median household income in Upton is $45,938 compared to $58,284 in Warsaw (-21.2%). While Warsaw is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Upton spend roughly 21.1% of their income on rent, more than the 15.8% in Warsaw.