Upper Montclair, NJ vs Westfield, NJ

Upper Montclair, NJ and Westfield, NJ have a very similar cost of living, with only a 3% difference in their overall index. Upper Montclair scores 188 while Westfield scores 183 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Upper Montclair is $2,290/month compared to $2,211/month in Westfield — a 4% difference. Home values follow the same pattern: Westfield is more affordable at $930,500 median vs $968,200.

Median household income in Upper Montclair is $250,001 compared to $212,700 in Westfield (+17.5%). While Upper Montclair is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Upper Montclair spend roughly 11% of their income on rent, less than the 12.5% in Westfield.