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Underwood, MN vs Winthrop, MN

78
Underwood
Minnesota
VS
+13.9%
69
Winthrop
Minnesota

Winthrop is moderately more affordable than Underwood, with a 13.9% lower cost of living index. Underwood scores 78 compared to 69 for Winthrop, where the US average is 100. This difference means residents of Underwood can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Underwood is $1,016/month compared to $732/month in Winthrop — a 39% difference. Home values follow the same pattern: Winthrop is more affordable at $157,400 median vs $168,800.

Median household income in Underwood is $73,750 compared to $67,375 in Winthrop (+9.5%). The higher salaries in Underwood partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Underwood spend roughly 16.5% of their income on rent, more than the 13% in Winthrop.

Climate-wise, both cities share similar average temperatures (42.5°F vs 45.4°F). Winthrop receives more rainfall at 28" per year compared to 24.1" in Underwood.

Income & Cost

Cost of Living Index
Underwood
78
Winthrop
69
12% cheaper
Median Household Income
Underwood
$73,750
9% higher
Winthrop
$67,375

Housing

Median Rent
Underwood
$1,016
Winthrop
$732
28% cheaper
Median Home Value
Underwood
$168,800
Winthrop
$157,400
7% cheaper
Population
Underwood
437
Winthrop
1,275

Salary Equivalency Calculator

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Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Underwood 42.5°F
Winthrop 45.4°F
Summer High
Underwood 80°F
Winthrop 84°F
Winter Low
Underwood 2°F
Winthrop 6°F
Rainfall
Underwood 24.1"
Winthrop 28"
Rainy Days
Underwood 92d
Winthrop 96d