Two Harbors, MN vs Winthrop, MN

Winthrop is moderately more affordable than Two Harbors, with a 5.5% lower cost of living index. Two Harbors scores 73 compared to 69 for Winthrop, where the US average is 100. This difference means residents of Two Harbors can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Two Harbors is $879/month compared to $732/month in Winthrop — a 20% difference. Home values follow the same pattern: Winthrop is more affordable at $157,400 median vs $187,100.

Median household income in Two Harbors is $62,885 compared to $67,375 in Winthrop (-6.7%). Winthrop offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Two Harbors spend roughly 16.8% of their income on rent, more than the 13% in Winthrop.

Climate-wise, Winthrop is notably warmer with an average of 45.4°F compared to 40.6°F in Two Harbors. Two Harbors receives more rainfall at 31.2" per year compared to 28" in Winthrop.