Troy, MO vs University City, MO

Troy is moderately more affordable than University City, with a 13.1% lower cost of living index. Troy scores 83 compared to 95 for University City, where the US average is 100. This difference means residents of University City can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Troy is $1,051/month compared to $1,265/month in University City — a 17% difference. Home values follow the same pattern: Troy is more affordable at $212,100 median vs $285,100.

Median household income in Troy is $75,777 compared to $76,466 in University City (-0.9%). University City does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Troy spend roughly 16.6% of their income on rent, less than the 19.9% in University City.