Topsfield, MA vs Whitinsville, MA

There is a significant gap in the cost of living between these two cities. Whitinsville is 17.4% cheaper than Topsfield. With a cost index of 111 vs 130, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Whitinsville to Topsfield should plan for substantially higher expenses across most categories.

On the housing front, median rent in Topsfield is $866/month compared to $1,271/month in Whitinsville — a 32% difference. Interestingly, home values tell a different story: while Topsfield has cheaper rent, Whitinsville actually has lower median home values ($440,100 vs $793,300).

Median household income in Topsfield is $169,468 compared to $93,504 in Whitinsville (+81.2%). While Topsfield is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Topsfield spend roughly 6.1% of their income on rent, less than the 16.3% in Whitinsville.

Climate-wise, both cities share similar average temperatures (49.9°F vs 48.1°F). Whitinsville receives more rainfall at 48.3" per year compared to 44.9" in Topsfield.