Thousand Oaks, CA vs Vineyard, CA
The cost of living difference between Thousand Oaks, CA and Vineyard, CA is dramatic. Vineyard is 36.5% cheaper than Thousand Oaks, a gap that translates to thousands of dollars per year in household expenses. Thousand Oaks has a cost index of 196 while Vineyard sits at 144, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.
On the housing front, median rent in Thousand Oaks is $2,580/month compared to $1,984/month in Vineyard — a 30% difference. Home values follow the same pattern: Vineyard is more affordable at $552,400 median vs $951,200.
Median household income in Thousand Oaks is $134,367 compared to $108,403 in Vineyard (+24%). The higher salaries in Thousand Oaks partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Thousand Oaks spend roughly 23% of their income on rent, more than the 22% in Vineyard.
Climate-wise, both cities share similar average temperatures (62.5°F vs 63.4°F). Vineyard receives more rainfall at 19.2" per year compared to 12" in Thousand Oaks.
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Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
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Climate
NOAA 30-year normals (1991-2020)