Temple, TX vs Texarkana, TX

There is a significant gap in the cost of living between these two cities. Texarkana is 17.6% cheaper than Temple. With a cost index of 73 vs 86, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Texarkana to Temple should plan for substantially higher expenses across most categories.

On the housing front, median rent in Temple is $1,174/month compared to $990/month in Texarkana — a 19% difference. Home values follow the same pattern: Texarkana is more affordable at $159,700 median vs $220,300.

Median household income in Temple is $64,945 compared to $49,240 in Texarkana (+31.9%). While Temple is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Temple spend roughly 21.7% of their income on rent, less than the 24.1% in Texarkana.

Climate-wise, Temple is notably warmer with an average of 67.1°F compared to 64°F in Texarkana. Texarkana receives more rainfall at 48.9" per year compared to 36.4" in Temple.