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Surrey, ND vs Underwood, ND

81
Surrey
North Dakota
VS
+18.3%
69
Underwood
North Dakota

There is a significant gap in the cost of living between these two cities. Underwood is 18.3% cheaper than Surrey. With a cost index of 69 vs 81, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Underwood to Surrey should plan for substantially higher expenses across most categories.

On the housing front, median rent in Surrey is $846/month compared to $718/month in Underwood — a 18% difference. Home values follow the same pattern: Underwood is more affordable at $196,300 median vs $302,200.

Median household income in Surrey is $105,125 compared to $71,625 in Underwood (+46.8%). While Surrey is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Surrey spend roughly 9.7% of their income on rent, less than the 12% in Underwood.

Climate-wise, both cities share similar average temperatures (43.4°F vs 40.9°F). Underwood receives more rainfall at 17.8" per year compared to 16.7" in Surrey.

Income & Cost

Cost of Living Index
Surrey
81
Underwood
69
15% cheaper
Median Household Income
Surrey
$105,125
32% higher
Underwood
$71,625

Housing

Median Rent
Surrey
$846
Underwood
$718
15% cheaper
Median Home Value
Surrey
$302,200
Underwood
$196,300
35% cheaper
Population
Surrey
1,672
Underwood
701

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Surrey $2.97
Underwood
US $3.07
🥚
Eggs (grade A, large)
Surrey $2.43
Underwood
US $2.50
🥛
Milk (whole)
Surrey $3.91
Underwood
US $4.03
🍞
Bread (white)
Surrey $1.80
Underwood
US $1.85
🍗
Chicken breast
Surrey $4.02
Underwood
US $4.14
Electricity
Surrey $0.14
Underwood
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Surrey 43.4°F
Underwood 40.9°F
Summer High
Surrey 84°F
Underwood 81°F
Winter Low
Surrey 4°F
Underwood 2°F
Rainfall
Surrey 16.7"
Underwood 17.8"
Rainy Days
Surrey 87d
Underwood 102d