Surfside, FL vs Three Lakes, FL

Three Lakes is moderately more affordable than Surfside, with a 7.5% lower cost of living index. Surfside scores 154 compared to 143 for Three Lakes, where the US average is 100. This difference means residents of Surfside can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Surfside is $1,795/month compared to $2,255/month in Three Lakes — a 20% difference. Interestingly, home values tell a different story: while Surfside has cheaper rent, Three Lakes actually has lower median home values ($434,800 vs $736,800).

Median household income in Surfside is $88,938 compared to $91,364 in Three Lakes (-2.7%). Three Lakes offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Surfside spend roughly 24.2% of their income on rent, less than the 29.6% in Three Lakes.

Climate-wise, both cities share similar average temperatures (76.1°F vs 76.2°F). Surfside receives more rainfall at 57.2" per year compared to 56.1" in Three Lakes.