Summertown, TN vs Surgoinsville, TN

Summertown, TN and Surgoinsville, TN have a very similar cost of living, with only a 3% difference in their overall index. Summertown scores 77 while Surgoinsville scores 74 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Summertown is $876/month compared to $1,013/month in Surgoinsville — a 14% difference. Interestingly, home values tell a different story: while Summertown has cheaper rent, Surgoinsville actually has lower median home values ($170,000 vs $196,300).

Median household income in Summertown is $82,695 compared to $47,500 in Surgoinsville (+74.1%). While Summertown is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Summertown spend roughly 12.7% of their income on rent, less than the 25.6% in Surgoinsville.