Summerfield, NC vs Surf City, NC

Summerfield is moderately more affordable than Surf City, with a 6.1% lower cost of living index. Summerfield scores 108 compared to 114 for Surf City, where the US average is 100. This difference means residents of Surf City can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Summerfield is $1,148/month compared to $1,421/month in Surf City — a 19% difference. Interestingly, home values tell a different story: while Summerfield has cheaper rent, Surf City actually has lower median home values ($478,600 vs $490,100).

Median household income in Summerfield is $151,131 compared to $84,833 in Surf City (+78.2%). Summerfield offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Summerfield spend roughly 9.1% of their income on rent, less than the 20.1% in Surf City.