Sturgeon Bay, WI vs Waterloo, WI

Sturgeon Bay, WI and Waterloo, WI have a very similar cost of living, with only a 0.4% difference in their overall index. Sturgeon Bay scores 81 while Waterloo scores 81 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Sturgeon Bay is $1,011/month compared to $974/month in Waterloo — a 4% difference. Interestingly, home values tell a different story: while Waterloo has cheaper rent, Sturgeon Bay actually has lower median home values ($217,600 vs $219,100).

Median household income in Sturgeon Bay is $56,882 compared to $78,103 in Waterloo (-27.2%). Waterloo offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Sturgeon Bay spend roughly 21.3% of their income on rent, more than the 15% in Waterloo.