Stevensville, MT vs Troy, MT

The cost of living difference between Stevensville, MT and Troy, MT is dramatic. Troy is 40% cheaper than Stevensville, a gap that translates to thousands of dollars per year in household expenses. Stevensville has a cost index of 91 while Troy sits at 65, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Stevensville is $1,013/month compared to $573/month in Troy — a 77% difference. Home values follow the same pattern: Troy is more affordable at $182,100 median vs $336,500.

Median household income in Stevensville is $52,745 compared to $36,641 in Troy (+44%). While Stevensville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Stevensville spend roughly 23% of their income on rent, more than the 18.8% in Troy.

Climate-wise, Stevensville is notably warmer with an average of 45.2°F compared to 38.6°F in Troy. Troy receives more rainfall at 45.1" per year compared to 14.1" in Stevensville.