Stephen, MN vs Zumbro Falls, MN

There is a significant gap in the cost of living between these two cities. Stephen is 18.1% cheaper than Zumbro Falls. With a cost index of 67 vs 82, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Stephen to Zumbro Falls should plan for substantially higher expenses across most categories.

On the housing front, median rent in Stephen is $871/month compared to $954/month in Zumbro Falls — a 9% difference. Home values follow the same pattern: Stephen is more affordable at $83,800 median vs $246,400.

Median household income in Stephen is $63,750 compared to $91,458 in Zumbro Falls (-30.3%). While Zumbro Falls is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Stephen spend roughly 16.4% of their income on rent, more than the 12.5% in Zumbro Falls.

Climate-wise, Zumbro Falls is notably warmer with an average of 44.8°F compared to 39.8°F in Stephen. Zumbro Falls receives more rainfall at 34.7" per year compared to 21.7" in Stephen.