St. Paul, NE vs Waterloo, NE

There is a significant gap in the cost of living between these two cities. St. Paul is 20.1% cheaper than Waterloo. With a cost index of 67 vs 84, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from St. Paul to Waterloo should plan for substantially higher expenses across most categories.

On the housing front, median rent in St. Paul is $720/month compared to $1,125/month in Waterloo — a 36% difference. Home values follow the same pattern: St. Paul is more affordable at $184,400 median vs $218,400.

Median household income in St. Paul is $58,493 compared to $75,417 in Waterloo (-22.4%). While Waterloo is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of St. Paul spend roughly 14.8% of their income on rent, less than the 17.9% in Waterloo.

Climate-wise, both cities share similar average temperatures (51.8°F vs 52.4°F). Waterloo receives more rainfall at 31.9" per year compared to 26.6" in St. Paul.